Home Insurance

We understand the importance of protecting you home from the unexpected. You can take combined buildings and contents cover or separate buildings insurance, or contents insurance. Buildings Insurance is a mandatory requirement when you have a mortgage and it should always be in place.

If your property is leasehold or you rent, buildings insurance should be arranged by the freeholder or managing agent/landlord. It is important to still consider contents insurance for your belongings and this is your responsibility to arrange.

Buildings Insurance

Buildings Insurance

Buildings Insurance is a condition by the lender. The cover is to provide security to the lender and you, it will cover the external structure of the property against loss or damage by way of subsidence, storm, flood, fire or smoke damage and cover the costs of rebuilding or repair.

Call us and speak to one of our friendly qualified advisers today for more information.

CALL US ON 01489 580020

Contents Insurance

Contents Insurance

Unlike Buildings, Contents Insurance is not compulsory and is therefore optional. For complete peace of mind contents insurance covers your furniture and personal possessions against loss, damage or theft.

Call us and speak to one of our friendly qualified advisers today for more information.

CALL US ON 01489 580020

Additional Cover

Additional Cover

You choose the cover that’s right for you and only pay for the optional extras you would like, additional cover includes;

Home Emergency Cover
A callout facility to provide you with an approved tradesperson to make your home safe, secure, habitable, and help prevent further damage. Emergencies covered include; Boiler or heating breakdown, Electrical or Gas failure, Burst water pipes and more.

Accidental Damage Cover
Accidental Damage Cover is designed to protect your buildings and / or contents against damage caused by unintended mishaps, such as spillages and breakages in the home.

Personal Possessions Cover
Standard contents insurance only covers items inside the home – not outside. If you need to cover items such as cameras, mobile phones, bicycles, watches and jewellery when away from your home then you can add Personal Possessions cover to your policy.

Family legal protection
Legal cover designed to help you through difficult and often stressful legal situations for issues such as; Employment disputes, Infringement of property rights, Probate, Identity theft, Property damage and more.

Call us and speak to one of our friendly qualified advisers today for more information.

CALL US ON 01489 580020

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Phone Number : 01489 580020

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    Park Gate Mortgage & Protection Ltd

    OurAddress
    Park Gate Mortgage & Protection Ltd
    1631 Parkway
    Solent Business Park
    Fareham
    Hampshire
    PO15 7AH

    OurNumber
    01489 580020